Monday, April 20, 2020

Professional Resume Writing in Waikiki Hi

Professional Resume Writing in Waikiki HiTo get noticed in the hiring process of Waikiki Hi school, you need to have a professional resume written in Waikiki Hi. Not only will it help you land that job, but it will also help you land a great living. There are many things you can do to show employers that you have been worth their time and attention. Here are a few of the things you can do.Work to improve your personal skills: Improving your ability to write a resume template is more than simply increasing your vocabulary. It's also about showing your interest in your work and your career. You will also want to show that you are working hard in order to be able to do what you're doing. Keep in mind that your resume should have your education and skills at the forefront of it, so try to do that.Show a variety of employment and career choices: Your resume should show a variety of careers and experiences to make it easy for the employer to see your versatility. If you have a flair for ph otography, for example, show that you have a great work ethic. By showing that you can do something, then showing that you are good at something else can be just as appealing. The key is to show them that you have a large range of interests.Have an attitude: Don't lead with your qualifications. While this may be important to you, when you try to convince someone of a job opening, it is usually not important enough to win over the employer. Instead, highlight your personality and experiences and let the employer sees you as a person.Put up your own personal websites: In addition to personal blogs, you can also put up personal websites on the internet. This can actually help you promote yourself if you are a photographer and you can showcase your work. This can be done in a number of ways, depending on how advanced you would like to be.Get into a school that offers an internship or work in another position: Many companies are beginning to hire people from Waikiki Hi for positions in t op level positions. The reason why this is a possibility is because of the value the company places on reputation and good working relationships. Since most schools are not accredited, the company will not know which schools to turn to. Thus, this gives the individual an opportunity to get in with a great school, one that has good reputations and good working relationships.These are just a few of the many ways you can apply resume writing in Waikiki Hi to improve your career opportunities. The important thing is to realize that there are many opportunities out there, if you want to take advantage of them.

Tuesday, April 14, 2020

Student Loan Forgiveness from the Public Service Loan Forgiveness Program

Student Loan Forgiveness from the Public Service Loan Forgiveness Program After seven years as a social worker, Megan Kent knew she wanted to make the switch to public interest law. But she also knew it wouldn’t be cheap. “There’s a lot in the media right now, and there has been for a few years now, about how expensive law school is and what it means to take on that level of debt,” says Kent, 34. That’s where the Public Service Loan Forgiveness Program comes in. Created as part of the College Cost Reduction and Access Act of 2007, the program makes your remaining loan balance disappear if you’ve made 120 payments on your student loan while working in a qualifying public interest job. Kent graduated from Lewis Clark Law School in Portland, Oregon, last spring. “The 2007 loan forgiveness program was a huge factor in that decision,” she says of her choice to enroll. She’s now an Equal Justice Works AmeriCorps Legal Fellow at OneJustice in Los Angeles, and she also has about $160,000 in student loan debt. But the one-two punch of income-based repayment and Public Service Loan Forgiveness (PSLF) is reducing her current payments and will eventually allow the remainder of the debt to be forgiven. Here’s how you too can make the most of these programs so your desire to help others helps you. Careers that qualify you for loan forgiveness After you graduate from college or grad school, you’re eligible for PSLF if you take a full-time job at a federal, state or local government agency; at a 501(c)3 tax-exempt nonprofit; in the military; or in an AmeriCorps or Peace Corps position. Workers who qualify include military personnel, teachers, social workers, emergency medical technicians, police officers, firefighters, librarians and nurses. A campaign by the National Young Farmers Coalition is also underway to add farming to the list of PSLF-eligible jobs. The key to PSLF is that it doesn’t matter what you do at a nonprofit or in government, as long as you work for an entity focused on public service. So you can be an administrative assistant at a public school, not necessarily a teacher, and still qualify. You can also work for a private organization that’s not a 501(c)3 as long as your job falls into the buckets of public safety, public health, public education or library services. Jobs at religious or political organizations or labor unions aren’t eligible. Check in with the human resources representative at your job, or have him or her read through the Consumer Financial Protection Bureau’s tool kit for employers, to see whether you can certify as a public service employee. How it works Beyond choosing a career in public service, you’ll have to jump through a few additional hoops before you’re mercifully debt-free. Make sure the loans you took out fit the criteria. Only federal loans, not those you received from a private bank or financial firm, qualify for PSLF. They must be in the form of a federal Direct Subsidized Loan (which the government pays the interest on while you’re in school) or a Direct Unsubsidized Loan (you pay the interest while in school and during your grace period). You can repackage other types of federal loans, including Perkins and Federal Family Education (or Stafford) loans, into a Direct Consolidation Loan so they can be forgiven under PSLF. Consolidation is free and will not only make you forgiveness-ready, but it will also bundle your loans into a single, less-complicated monthly payment. Enroll in a qualifying repayment plan. You have a lot of options for how much you pay per month on your federal loans and for how long. But only some of those options make sense for PSLF. For instance, you can choose the 10-Year Standard Repayment Plan, which breaks your total loan balance into 120 separate payments. But by definition you won’t have any loans to pay off once PSLF kicks in after 120 payments. So it’s a better idea to sign up for an income-driven repayment plan. Income-based repayment lets you set aside 10% to 15% of your disposable income, instead of a flat amount, to pay off your loans each month. On a day-to-day basis, that’s what allows Kent to live on her current salary, she says. “If there weren’t income-based repayment plans, I wouldn’t be able to afford my monthly payments,” she says. “It would be very difficult to work in public interest even if you knew you could get those loans forgiven in 10 years.” Apply for forgiveness after making 120 on-time monthly payments. For most borrowers, that means 10 years of loan payments at the amount you’ve signed up for. Submit to the federal government an employment certification form annually, or any time you switch public service jobs, to keep track of your employment as you pay off your loans. Keep your W-2 wage statements and pay stubs from work organized so you’re easily able to recertify each year. You’ll officially apply for forgiveness after you’ve made your 120th payment. PSLF requires you to work in public service during both the application and forgiveness stages, so make sure to stay in a qualifying position until your loan balance has been completely dissolved. Then get ready to celebrate: After working for a good cause and being debt-free, you’ve earned it. More from NerdWallet: What You Should Know Before Refinancing Your Student Loans How to Prep for a Job Interview 3 Apps to Take Your Job Search to the Next Level